SME & Resi Loan Management
Hipoges manages a very broad spectrum of distressed assets including: residential mortgages, corporate and SME loans, commercial real estate, and REO portfolios. HipoGes has developed advanced asset management capacities in all the main areas of loan portfolios workout strategy. We strongly believe that the key to effective asset management is the active coordination of all areas involved through the most advanced software platform which enables us to always pursue the best resolution strategy in each step of the process.
Depending on the specifics of each portfolio under management, the optimal work out strategy would include any of the following functions:
Negotiation and restructuring - a dedicated team of experienced professional is in charge of negotiating with the borrowers and selecting the ideal strategy for each specific asset taking into consideration all the information made available from the legal and real estate teams.
Legal management - the judicial department can process high volumes of legal procedures including mortgage foreclosures, asset pledges, payment requirements and all other judicial procedures through an integrated electronic platform. This enables us to always control the current status of each judicial procedure and to drive and coordinate the work of internal and external resources.
Insolvency management - a dedicated team of specialists handles each step of the process and actively interacts with courts and administrators in a more customized approach.
Closing and financing - the closing department is responsible for facilitating the monetization of an asset management resolution driving it until the end: contract management, coordination of signing parties, deposit management. Additionally, the department is responsible for managing the staple financing agreement with selling entities or for finding new financing sources for potential buyers and loan restructurings.
Skip tracing - HipoGes can perform both automated in house skip-tracing through publicly available databases and door-to-door borrower contact through our network of external providers.
The company was established
to provide solutions to investors
and to financial institutions for
distressed assets.
