Driven by Talent, Defined by Excellence
Our team combines experience, innovation, and commitment to lead the future of asset management.

Our Mission and Vision
Our Mission
Define and implement asset management structures tailored to the needs of our clients, capable of responding to complex situations and in diverse environments, with a focus on sustainability, ethics and good governance.
Our Vision
To be the Servicer of reference that offers solutions for most accurate asset management, internationally.
Our Leadership Team
A management team with over 30 years of experience in the field

Hugo Velez


Hugo Velez
Managing Partner and Co-CEO
Hugo is the founder partner and General Manager at Hipoges. Hugo has more than 25 years of experience in the Financial Sector and 20 in the Servicing Industry. Hugo has been involved on the establishment of Servicing platforms in different countries, including Spain, Portugal, Brazil, Greece and Italy. Before joining the Servicing Industry, he worked in the Banking industry, more specifically with securitization transactions. He has a Management Degree from Instituto Superior de Economia e Gestão from Universidade Técnica de Lisboa. “It is a great honor to participate since the foundation of Hipoges… The constant growth and achievements along the history of the company, make me proud of all the individuals that worked with us in the past, work with us now and will work in the future.”

Claudio Panunzio


Claudio Panunzio
Managing Partner and Co-CEO
Claudio Panunzio is the Co-Founder and Co-CEO of Hipoges. Claudio was one of the founding partners of Hipoges, back in 2008, initially focusing on investment advisory activities. Claudio is currently Managing Partner, responsible for Advisory, Compliance, Audit and Business Development Activities. Prior to Hipoges, Claudio worked at Roland Berger Strategy Consultants and more recently at Lehman Brothers in the Structured Finance Division. He has a degree in Mechanical Engineering as well as an MBA from NYY – Stern. “I am very grateful to all my colleagues and clients that over the years have contributed so much to our growth into so many different businesses and geographies. Working at Hipoges is an extremely rewarding experience at both a professional as well as personal level”

Margarida Maia


Margarida Maia
General Manager

Marta Márquez


Marta Márquez
Chief Financial Officer

Nikitas Zisimos


Nikitas Zisimos
Managing Director (Hipoges Hellas)
Nikitas joined Hipoges Group in July 2019. He was previously a respected banking professional with over 20 years rapidly progressive international experience working on numerous challenging projects from system integrations to bank openings from greenfield in challenging environments (Poland and Ukraine) and delivering within stringent deadlines. He was engaged from 2015 in Real Estate by managing a Greek real estate company, that became through acquisition, the Real Estate arm of Hipoges Group from 2019. From October 2021 become additionally the Managing Director of the Greek NPL servicing company of the same group. Nikitas is holding an MBA Degree from University of Bridgeport (CT, USA). “As the head of the Greek operations at Hipoges, I’m honored to be part of a project that is constantly evolving. I’m proud to contribute to its growth by facing new challenges every day and embracing opportunities for continuous development. Together, we are the engine behind our success, and I share in the excitement for the milestones we’ll achieve in the future”.

Alessandro Degli Esposti


Alessandro Degli Esposti
Co-Founder and CEO (Hipoges S.p.A.)
Alessandro Degli Esposti is a Co-Founder and CEO of Hipoges S.p.A. Alessandro has driven the set-up of Hipoges S.p.A. platform managing Advisory, Client Management and HR department. Alessandro has more than 20 years of experience in the Servicing Industry. Prior Axis, Alessandro was General Manager in the Italian platform CAF, being also a shareholder of the company, finally sold to Intrum in 2017. Before joining the Servicing Industry, he worked in the financial advisory industry. He has a Degree in Economics. “Becoming part of the Hipoges Group represents a great opportunity to have a strong acceleration of the company’s growth, which may allow it to seize the many opportunities offered by the Italian market, which require high specialization and organization.”

António Nogueira


António Nogueira
Senior Board Advisor (Portugal)
Antonio joined Hipoges Iberia in 2013 and is currently Senior Board Advisor (Portugal). He has over 35 years of experience in Academia, Business and Government. Prior to joining Hipoges Antonio was the Chairman of the Lisbon Stock Exchange (1998/9) and subsequently State Secretary of the Treasury and Finance, in the Government of Portugal (1999/2000). In 2002, Antonio joined the Jose de Mello Group, one of the largest Portuguese conglomerates where he was head of Strategic Planning and Control. He also sat on the board of all of the group sub-holdings. In 2011, Antonio was appointed Executive Vice Chairman of Caixa Geral de Depósitos and Chairman of Caixa Banco de Investimentos, the group investment banking branch. Antonio holds a BSc in Economics from Portuguese Catholic University and a MSc and PhD in Economics from the Gies School of Business at the University of Illinois, in Urbana-Champaign (USA). He is currently a Business Strategy professor at Nova SBE. “It has been very satisfying to participate in this project since 2013. Hipoges has grown very substantially, combining accrued shareholder value with a permanent quest for process quality and compliance. The company has always put its workers and other stakeholders at the center of its actions with the resulting impact on its reputation. This is a clear source of pride.”

George Generalis


George Generalis
Board Member (Hipoges Hellas)

Pelayo Puche


Pelayo Puche
Executive Director Advisory

Miguel Fernández


Miguel Fernández
Executive Director Valuation & Technical Due Diligence

Luigi Izzo


Luigi Izzo
Chief Business Development Officer

Pedro Valle Domingues


Pedro Valle Domingues
Chief Business Development Officer

Ángel Alcázar


Ángel Alcázar
Chief Operating Officer Spain

Armando Castanheira


Armando Castanheira
Chief Operating Officer Portugal
Armando Castanheira is an experienced professional in the Non-Performing Loans (NPL) industry. Since 2018, he has held the position of Chief Operating Officer (COO) at Hipoges in Portugal. With over two decades of experience, Armando has developed his expertise in asset management, team coordination, portfolio management, compliance and advisory roles. Being the first employee in Portugal when Hipoges was established, he has played a pivotal role in the company’s growth and success, which now has a team of nearly 300 employees in Portugal. Armando’s commitment to innovation and continuous learning keeps him at the forefront of industry trends, while his dedication to operational excellence ensuring verified results. “Success is the result of a relentless pursuit of excellence, fuelled by passion, knowledge, and a commitment to making a difference.”

Nuno Antunes


Nuno Antunes
Chief Global RE Officer

Rita Couto


Rita Couto
Chief Global NPL Officer

Javier Lorés


Javier Lorés
Chief Human Resources Officer

Jose Querejeta


Jose Querejeta
Chief Strategy & Development Officer

Nuno Godinho


Nuno Godinho
Chief Corporate Services

Tomás Suarez


Tomás Suarez
Chief Technology Officer

Miguel Ángel Muñoz


Miguel Ángel Muñoz
Chief Information Officer

Noelia Palacios


Noelia Palacios
General Counsel
Building Connections, Celebrating Success
We believe that teamwork and shared experiences strengthen our culture. Through key moments, we come together to celebrate achievements, share insights, and build lasting connections.
This was the Hipoges Summer Festival 2024!
On the 14th of June the most awaited event of the year took place: the Hipoges Summer Festival 2024 to welcome the summer…
Learn moreOur people shape our mission
