Driven by Talent, Defined by Excellence
Our team combines experience, innovation, and commitment to lead the future of asset management.
Our Mission and Vision
Our Mission
Define and implement asset management structures tailored to the needs of our clients, capable of responding to complex situations and in diverse environments, with a focus on sustainability, ethics and good governance.
Our Vision
To be the Servicer of reference that offers solutions for most accurate asset management, internationally.
Our Leadership Team
A management team with over 30 years of experience in the field
Hugo Velez
Hugo Velez
Managing Partner and Co-CEO
Hugo is the founder partner and General Manager at Hipoges. Hugo has more than 25 years of experience in the Financial Sector and 20 in the Servicing Industry. Hugo has been involved on the establishment of Servicing platforms in different countries, including Spain, Portugal, Brazil, Greece and Italy. Before joining the Servicing Industry, he worked in the Banking industry, more specifically with securitization transactions. He has a Management Degree from Instituto Superior de Economia e Gestão from Universidade Técnica de Lisboa. “It is a great honor to participate since the foundation of Hipoges… The constant growth and achievements along the history of the company, make me proud of all the individuals that worked with us in the past, work with us now and will work in the future.”
Claudio Panunzio
Claudio Panunzio
Managing Partner and Co-CEO
Claudio Panunzio is the Co-Founder and Co-CEO of Hipoges. Claudio was one of the founding partners of Hipoges, back in 2008, initially focusing on investment advisory activities. Claudio is currently Managing Partner, responsible for Advisory, Compliance, Audit and Business Development Activities. Prior to Hipoges, Claudio worked at Roland Berger Strategy Consultants and more recently at Lehman Brothers in the Structured Finance Division. He has a degree in Mechanical Engineering as well as an MBA from NYY – Stern. “I am very grateful to all my colleagues and clients that over the years have contributed so much to our growth into so many different businesses and geographies. Working at Hipoges is an extremely rewarding experience at both a professional as well as personal level”
Margarida Maia
Margarida Maia
General Manager
Marta Márquez
Marta Márquez
Chief Finance Officer
Nikitas Zisimos
Nikitas Zisimos
Managing Director (Hipoges Hellas)
Nikitas joined Hipoges Group in July 2019. He was previously a respected banking professional with over 20 years rapidly progressive international experience working on numerous challenging projects from system integrations to bank openings from greenfield in challenging environments (Poland and Ukraine) and delivering within stringent deadlines. He was engaged from 2015 in Real Estate by managing a Greek real estate company, that became through acquisition, the Real Estate arm of Hipoges Group from 2019. From October 2021 become additionally the Managing Director of the Greek NPL servicing company of the same group. Nikitas is holding an MBA Degree from University of Bridgeport (CT, USA). “As the head of the Greek operations at Hipoges, I’m honored to be part of a project that is constantly evolving. I’m proud to contribute to its growth by facing new challenges every day and embracing opportunities for continuous development. Together, we are the engine behind our success, and I share in the excitement for the milestones we’ll achieve in the future”.
Alessandro Degli Esposti
Alessandro Degli Esposti
Co-Founder and CEO (Hipoges S.p.A.)
Alessandro Degli Esposti is a Co-Founder and CEO of Hipoges S.p.A. Alessandro has driven the set-up of Hipoges S.p.A. platform managing Advisory, Client Management and HR department. Alessandro has more than 20 years of experience in the Servicing Industry. Prior Axis, Alessandro was General Manager in the Italian platform CAF, being also a shareholder of the company, finally sold to Intrum in 2017. Before joining the Servicing Industry, he worked in the financial advisory industry. He has a Degree in Economics. “Becoming part of the Hipoges Group represents a great opportunity to have a strong acceleration of the company’s growth, which may allow it to seize the many opportunities offered by the Italian market, which require high specialization and organization.”
António Nogueira Leite
António Nogueira Leite
Senior Board Advisor (Portugal)
António joined Hipoges Iberia in 2013 and is currently Senior Board Advisor (Portugal). He has over 35 years of experience in Academia, Business and Government. Prior to joining Hipoges António was the Chairman of the Lisbon Stock Exchange (1998/9) and subsequently State Secretary of the Treasury and Finance, in the Government of Portugal (1999/2000). In 2002, António joined the Jose de Mello Group, one of the largest Portuguese conglomerates where he was head of Strategic Planning and Control. He also sat on the board of all of the group sub-holdings. In 2011, António was appointed Executive Vice Chairman of Caixa Geral de Depósitos and Chairman of Caixa Banco de Investimentos, the group investment banking branch. António holds a BSc in Economics from Portuguese Catholic University and a MSc and PhD in Economics from the Gies School of Business at the University of Illinois, in Urbana-Champaign (USA). He is currently a Business Strategy professor at Nova SBE. “It has been very satisfying to participate in this project since 2013. Hipoges has grown very substantially, combining accrued shareholder value with a permanent quest for process quality and compliance. The company has always put its workers and other stakeholders at the center of its actions with the resulting impact on its reputation. This is a clear source of pride.”
George Generalis
George Generalis
Board Member (Hipoges Hellas)
Pelayo Puche
Pelayo Puche
Executive Director Advisory
Miguel Fernández
Miguel Fernández
Executive Director Valuation & Technical Due Diligence
Luigi Izzo
Luigi Izzo
Chief Business Development Officer
Pedro Valle Domingues
Pedro Valle Domingues
Chief Business Development Officer
Ángel Alcázar
Ángel Alcázar
Chief Operating Officer Spain
Armando Castanheira
Armando Castanheira
Chief Operating Officer Portugal
Armando Castanheira is an experienced professional in the Non-Performing Loans (NPL) industry. Since 2018, he has held the position of Chief Operating Officer (COO) at Hipoges in Portugal. With over two decades of experience, Armando has developed his expertise in asset management, team coordination, portfolio management, compliance and advisory roles. Being the first employee in Portugal when Hipoges was established, he has played a pivotal role in the company’s growth and success, which now has a team of nearly 300 employees in Portugal. Armando’s commitment to innovation and continuous learning keeps him at the forefront of industry trends, while his dedication to operational excellence ensuring verified results. “Success is the result of a relentless pursuit of excellence, fuelled by passion, knowledge, and a commitment to making a difference.”
Nuno Antunes
Nuno Antunes
Chief Global NPL & RE Officer
Nuno is the Global Chief Real Estate & NPL Officer at Hipoges, leading the global RE and NPL areas under a common strategic and operational management model. His goal is to promote global consistency across operations, maximise synergies and strengthen analytical and reporting capabilities.
Previously, he was Global Chief Real Estate Officer and Real Estate Director in Spain, leading the integration and development of alternative real estate companies. With over 18 years of experience in the NPL/REO sector and 5 years in valuations, he has built an extensive career across the Iberian Peninsula in roles related to sales team management, valuations, advisory and technical due diligence.
Nuno has a Management Degree from Lusíadas University and a post-degree in Valuations.
“Everyone wants to live on the top of the mountain, but all the happiness and growth occurs while you’re climbing it.”
Rita Couto
Rita Couto
Global Chief Operating Officer
Rita is the Global Chief Operating Officer (Global COO) at Hipoges, responsible for ensuring the global coordination of operational areas, driving the standardisation of practices and processes, maximising synergies and strengthening strategic client relationships to consolidate the company’s market position.
Previously, she held the roles of Global Chief NPL Officer and Chief Operating Officer in Spain. With over 20 years of experience in the servicing industry, she began her career in Portugal leading multidisciplinary teams managing secured and unsecured portfolios. In 2008, she moved to Spain to establish and lead a special asset management team as part of one of the country’s first NPL transactions.
Her expertise covers the integrated management of NPL and Real Estate portfolios from both the servicer and client perspectives, combining loan management, legal aspects and real estate to deliver optimal results.
Rita holds a Law degree from the Universidade Católica Portuguesa in Lisbon and an Executive Master in Management from the same university.
“It is an honour to be part of Hipoges, along with very experienced professionals strongly committed with the mission and values of the company. Working is such a motivating environment is key for success.”
Javier Lorés
Javier Lorés
Chief People & Culture Officer
Jose Querejeta
Jose Querejeta
Chief Strategy & Development Officer
Nuno Godinho
Nuno Godinho
Chief Corporate Services
Tomás Suarez
Tomás Suarez
Chief Technology Officer
Miguel Ángel Muñoz
Miguel Ángel Muñoz
Chief Information Officer
Noelia Palacios
Noelia Palacios
General Counsel
Building Connections, Celebrating Success
We believe that teamwork and shared experiences strengthen our culture. Through key moments, we come together to celebrate achievements, share insights, and build lasting connections.
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