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Hipoges Takes the Stage at NPL Iberia 2025 by SmithNovak

30 May 2025

On the 22nd of May 2025, Hipoges proudly participated as a speaker at the 8th edition of the NPL Iberia conference, organised by SmithNovak at the Hotel Riu Plaza España in Madrid. This annual event stands as one of the most important gatherings for professionals in the non-performing loan (NPL) market across the Iberian Peninsula.

A Key Event for the Iberian Financial Sector

The conference brought together over 160 delegates from more than 80 institutions, including banks, investment funds, servicers and specialist advisors. Topics covered included the evolution of NPL ratios, rising opportunities in retail assets, and emerging trends in reperforming (RPL) and sub-performing loans (SPL).

Hipoges at the Heart of the Discussion

Hipoges was represented by Margarida Maia, General Manager, and Pedro Valle-Domingues, Chief Business Development Officer, both of whom contributed their insights in high-profile panel discussions.

Margarida Maia closed the conference with her participation in the “Iberia Servicing Market: Leadership Panel”, joining other leading voices in the sector. The panel explored pressing issues such as operational model shifts and the impact of new European regulations. Margarida emphasized three key messages: diversification is a necessity, technology is critical to scalable efficiency, and collaboration among stakeholders is key to shape the future.


Pedro Valle-Domingues took part in a session focused on the primary market for NPLs, RPLs and SPLs in Iberia. He discussed the ongoing reduction in NPL stock, increased focus on unsecured and mortgage retail assets, and the challenges of securitising RPLs in Spain. His contribution offered a technical and realistic view of a highly competitive and evolving market.

At Hipoges, we remain committed to strategic leadership and delivering real value to our clients and investors. To stay updated on our activities and upcoming events, explore our blog and subscribe to our newsletter.